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Fatal NI connect error 12560, connecting to:
 (DESCRIPTION=(ADDRESS=(PROTOCOL=BEQ)(PROGRAM=oracle)(ARGV0=oracleORCL)(ARGS='(DESCRIPTION=(LOCAL=YES)(ADDRESS=(PROTOCOL=beq)))'))(CONNECT_DATA=(SID=ORCL)(CID=(PROGRAM=C:\Program Files\Microsoft Office\OFFICE11\MSACCESS.EXE)(HOST=JIMBILLINGS)(USER=jbilling))))

  VERSION INFORMATION:
	TNS for 32-bit Windows: Version 9.2.0.1.0 - Production
	Oracle Bequeath NT Protocol Adapter for 32-bit Windows: Version 9.2.0.1.0 - Production
  Time: 11-JUN-2008 13:45:39
  Tracing not turned on.
  Tns error struct:
    nr err code: 0
    ns main err code: 12560
    TNS-12560: TNS:protocol adapter error
    ns secondary err code: 0
    nt main err code: 530
    TNS-00530: Protocol adapter error
    nt secondary err code: 126
    nt OS err code: 0