What happens when you….
apply for Long-Term Disability (LTD)?
Steps you need to take:
·
Notify your
supervisor verbally and inform them of your inability to work due to a total
disability due to sickness or injury that will require you to be out of work
for more than 3 months.
·
Schedule an
appointment in Human Resources to discuss your LTD benefit at least a few
months prior to your expected need for this benefit.
·
Complete a Leave of
Absence form as well as the LTD application provided by the LTD Insurance Plan,
as well as FMLA Medical Certification.
Eligibility and Benefit
Description:
All regular full-time
employees are eligible for participation in the Plan after completing 6 months
of continuous full-time employment. You
will be automatically enrolled in the Plan on the 1st day of the
month following 6 months of continuous full-time employment.
You become eligible for
LTD benefits or 60% of regular wages when your illness or injury renders you
totally disabled and prohibits you from working and you have been out of work
for 6 months. Decisions regarding whether
an individual’s disability is covered under the policy are made by the
insurance carrier and not by the College.
Other things to consider:
Social Security
Disability benefits
Note: This summary is designed to acquaint you with
some of the features of the Wellesley College benefit plans and every attempt
has been made to summarize these plans and policies accurately. However, this summary is not designed to
serve as your sole reference for the details of these benefits. There is additional information for
administrative staff available in the Administrative Handbook,for faculty in
the Faculty Handbook on the Dean of the College website and for union
employees in their collective bargaining
agreement, as well as in the Human Resources Office. This summary does not constitute a contract
for any benefit;