The College provides a travel accident insurance policy for its employees in the amount of $100,000 maximum per accident which covers loss of limb or life. Coverage begins at the start of any College business trip whether it is from your home, the College or other location and terminates upon your return to the College or home, whichever shall occur first. Travel between an individual's home and the College is considered commuting travel and is not covered by this insurance. For employees older than 70 years of age, the amount of accident insurance is less than the $100,000 maximum stated above.