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Student Accounts

Insurance

Student Accident and Sickness Insurance Program

Students enrolled at least ¾ time are required by Massachusetts State law to enroll in the Student Accident and Sickness Insurance Program. The policy is a comprehensive plan designed to meet the needs of Wellesley students. All Davis Scholars are assessed Insurance. All students enrolled in courses at Wellesley College may see a physician, nurse practitioner, or nurse at the Health Services office without charge; however, charges are incurred for certain procedures, treatments and laboratory tests. The Student Accident and Sickness Insurance Program covers most of these charges and all inpatient charges in the College infirmary. Insurance coverage for the 2009-2010 academic year is effective from August 15, 2009 to August 14, 2010.

Information about the insurance program is mailed to the students each year and is also available on the web at www.gallagherkoster.com

The insurance rate for 2009-2010 is $1,385. The fee for insurance appears on the first bill of the Fall semester.

If you are covered by other comparable insurance and do not wish to participate in the College plan, you may waive the coverage. To do so, you must follow these instructions to complete the waiver form. Coverage cannot be waived if the on-line waiver form is not submitted by August 1, 2009.

To waive the Student Injury and Sickness Insurance Plan for the 2009-2010 policy year, log onto: www.gallagherkoster.com,
1. Click on the "College and University Students" tab
2. Select Wellesley College from the drop down menu
3. Click on the “Log In” link, First time and Returning users, must access the Online Waiver Form using the “Log In” feature. Your user account has already been created by Gallagher Koster and Wellesley College. Your username will be your Wellesley College email address. Your password will be your student ID number.
4. Once logged in, click on 'Student Waive/Enroll Forms' and select the Wellesley College Annual Waiver Form from the drop down menu.

* If an online form is not completed by the deadline, you will automatically be enrolled in and billed for the student insurance plan for the entire policy year.

Questions? Contact Gallagher Koster at (617) 769-6062 or (800) 471-7069 or by email [ mailto:WellesleyStudent@gallagherkoster.com ]WellesleyStudent@gallagherkoster.com

Financial responsibility for all medical and dental expenses rests with the student and her family. Wellesley College does not assume financial responsibility for injuries incurred in instructional, intercollegiate, intramural, or recreational programs. The College carries an NCAA policy to provide limited supplemental coverage for students injured while participating in intercollegiate athletics under the auspices of the Department of Physical Education, Recreation and Athletics.

MA Dept. of Health

Gallagher Koster Insurance

See below for information sent to all students regarding insurance:

2009-2010 Wellesley College  
Student Injury & Sickness Plan

Enrollment in the Student Injury and Sickness Insurance Plan is required for all students registered for at least 75% of full-time credits.  To ensure compliance with the QSHP law, Wellesley College students, including Davis Scholars are automatically enrolled in and billed for the Student Injury and Sickness Insurance Plan.  To read the details on this law, visit www.state.ma.us/dhcfp. click “Qualifying Student Health Insurance Program” and review the information on this page.

If you currently have adequate health insurance, you can waive enrollment.  But first, please review what’s included in the Student Injury and Sickness Insurance Plan:

  • Coverage for inpatient and outpatient medical expense, mental health coverage, and prescription drugs.
  • Access to a comprehensive network of doctors, specialists and hospitals close to campus and home
  • Worldwide coverage while studying abroad or on vacation
  • Coordination with the College’s Student Heath Service
  • Access to discounts for dental, eyewear and fitness services

Not all plans provide adequate coverage such as out-of-state Medicaid plans, Commonwealth Care, certain HMOs and managed care plans.  Be sure to check with your insurance company before waiving coverage.

Students who live beyond a 200 mile radius or who have restrictive out of state managed care insurance coverage or who anticipate participating in intercollegiate, club or intramural sports programs are encouraged not to waive the student insurance plan.

International Students can not waive coverage unless they are currently enrolled in a plan of comparable coverage through a U.S. based insurance company

Need To Know More?
Go to www.GallagherKoster.com

    • Find out what questions you should ask your current health insurance plan to make sure it’s adequate
    • View and download student insurance brochure for benefits comparison
    • Submit online waiver form (instructions on reverse side)
    • Search for participating doctors, hospitals and pharmacies
    • Optional Major Medical Plan

For a complete description of the benefits available, limitations and exclusions please download a brochure.
The On-line Insurance Waiver Deadline
August 1, 2009
Questions?  Contact Gallagher Koster
      (617) 769-6062 or (800) 471-7069

 

 

 

 

Student Financial Services
Created: August 23, 2007
Modified: June 9, 2009