Student Accounts
Students enrolled at least ¾ time are required by Massachusetts State law to enroll in the Student Accident and Sickness Insurance Program. The policy is a comprehensive plan designed to meet the needs of Wellesley students. All students enrolled in courses at Wellesley College may see a physician, nurse practitioner, or nurse at the Health Services office without charge; however, charges are incurred for certain procedures, treatments and laboratory tests. The Student Accident and Sickness Insurance Program covers most of these charges and all inpatient charges in the College infirmary. Insurance coverage for the 2008-09 academic year is effective from August 15, 2008 to August 14, 2009.
Information about the insurance program is mailed to the students each year and is also available on the web at www.gallagherkoster.com
The insurance rate for 2008-2009 is $1,385. The fee for insurance appears on the first bill of the Fall semester.
If you are covered by other comparable insurance and do not wish to participate in the College plan, you may waive the coverage. To do so, you must complete an on-line waiver form. You should receive a confirmation upon successful submission of the waiver form. Coverage cannot be waived if the on-line waiver form is not submitted by August 1, 2008.
All Davis Scholars are assessed Insurance. A waiver must be completed to waive this charge.
Financial responsibility for all medical and dental expenses rests with the student and her family. Wellesley College does not assume financial responsibility for injuries incurred in instructional, intercollegiate, intramural, or recreational programs. The College carries an NCAA policy to provide limited supplemental coverage for students injured while participating in intercollegiate athletics under the auspices of the Department of Physical Education, Recreation and Athletics.
See below for information sent to all students regarding insurance:
2008-2009 Wellesley College Enrollment in the Student Injury and Sickness Insurance Plan is required for all students registered for at least 75% of full-time credits. To ensure compliance with the QSHP law, Wellesley College students, including Davis Scholars are automatically enrolled in and billed for the Student Injury and Sickness Insurance Plan. To read the details on this law, visit www.state.ma.us/dhcfp. click “Qualifying Student Health Insurance Program” and review the information on this page. If you currently have adequate health insurance, you can waive enrollment. But first, please review what’s included in the Student Injury and Sickness Insurance Plan:
Not all plans provide adequate coverage such as out-of-state Medicaid plans, Commonwealth Care, certain HMOs and managed care plans. Be sure to check with your insurance company before waiving coverage. Students who live beyond a 200 mile radius or who have restrictive out of state managed care insurance coverage or who anticipate participating in intercollegiate, club or intramural sports programs are encouraged not to waive the student insurance plan. International Students can not waive coverage unless they are currently enrolled in a plan of comparable coverage through a U.S. based insurance company Need To Know More?
What’s New for 2008-09: For a complete description of the benefits available, limitations and exclusions please download a brochure. |
DEADLINE FOR WAIVER SUBMISSION IS August 1, 2008 To waive the Student Injury and Sickness Insurance Plan or enroll in the Optional Major Medical Plan for the 2008-2009 policy year, log onto: www.gallagherkoster.com, click on Student Access, and select Wellesley College from the drop down menu. First time users will be required to create a unique User Account by entering a user name, password, first and last name, Student ID number, date of birth and email address. Returning students can log in with their current User Account information. Log in and click on ‘Student Waive/Enroll Form' and select the '2008-2009 Wellesley College Annual Waiver Form'. If enrolling in the optional plan select “Optional Supplemental Enrollment” and complete the form. If waiving the insurance, have your current health insurance ID card ready as you will need this information in order to complete the waiver form. You will immediately receive a confirmation number indicating that your form was successfully submitted. Retain this number as proof that you completed the waiver.
* If an online form is not completed by the deadline, you will automatically be enrolled in and billed for the student insurance plan for the entire policy year. Questions? Contact Gallagher Koster at (617) 769-6062 or (800) 471-7069 or by email WellesleyStudent@kosterins.com |
Student Financial Services
Created: August 23, 2007
Modified: June 10, 2008