Insurance

Wellesley offers a comprehensive health insurance plan designed to meet the needs of our students.

Enrollment in the Student Health Insurance Plan is required for all students registered for at least 75 percent of full-time credits. 

To ensure compliance with Massachusetts law, Wellesley College students, including Davis Scholars, are automatically enrolled in and billed for the Student Health Insurance Plan. To read the details on this law, visit the Massachusetts Department of Health website and click on “Student Health Insurance Program."

Under Wellesley's insurance policy, all students enrolled in courses at Wellesley College may see a physician, nurse practitioner, or nurse at the Health Service office without charge; however, charges are incurred for certain procedures, treatments, and laboratory tests. The Student Health Insurance Program covers most of these charges and all inpatient charges in the College infirmary. Insurance coverage for the 2013-2014 academic year is effective from August 15, 2013, to August 14, 2014.  The insurance rate for 2013-2014 is $1,675.  The fee for insurance appears on the first EBill in the Fall semester. 

The following services are included in the Student Health Insurance Plan for 2013-2014:

• Coverage for inpatient and outpatient medical expense, mental health coverage, prescription drugs, diagnostic testing, lab and x-ray services, urgent care, and emergency visits.
• Access to a comprehensive network of doctors, specialists, and hospitals close to campus and home.
• Worldwide coverage while studying abroad or on vacation.
• Coordination with the College’s Student Heath Service.
• Access to discounts for dental, eyewear, and fitness services.

If you currently have adequate health insurance, you can waive enrollment. Not all plans provide adequate coverage including some out-of-state Medicaid plans, Commonwealth Care, or certain HMOs and managed care plans. Be sure to check with your insurance company before waiving coverage. 

Students who live beyond a 200-mile radius or who have restrictive out-of-state managed care insurance coverage or who anticipate participating in intercollegiate, club, or intramural sports programs are encouraged not to waive the student insurance plan.

International students cannot waive coverage unless they are currently enrolled in a plan of comparable coverage through a U.S.-based insurance company

Insurance coverage cannot be waived if the online waiver form is not submitted by July 26, 2013.

What’s New for 2013-2014

Wellesley College is pleased to announce that for the 2013-2014 Academic Year we have teamed up with Blue Cross and Blue Shield and University Health Plans to provide health insurance coverage for our students. The plan through Blue Cross and Blue Shield offers the benefits required under Health Care Reform, and we are able to offer it to students without increasing the premium.

• The Plan Maximum increased from $100,000 to unlimited
• The Wellness Benefit Maximum increased from $500 per policy year paid at 70% to unlimited paid at 100%
• The Prescription Benefit Maximum increased from $2,000 per policy year to unlimited. Co-pays changed from $10 for generic and $20 for brand name to $15 for tier 1, $30 for tier 2, and $50 for tier 3
   

Online Waiver Process -

• Go to www.universityhealthplans.com
• Click on Wellesley College
• Read through the information in order to determine if you qualify to waive
• Enter the waiver form with your Wellesley College email address and your Wellesley College ID number
• When waiving the insurance, have your current health insurance ID card ready as you will need this information in order to complete the waiver form 
• Immediately upon submitting your online form you will receive a confirmation number. Please save this number and print a copy of your confirmation for your records.
• Student Financial Services will credit your student account for the insurance charge of $1,675.00.

If an online form is not completed by the deadline, you will automatically be enrolled in and billed for the student insurance plan for the Spring semester.

If you have questions or concerns, please contact University Health Plans at 800.437.6448 or by email info@univhealthplans.com. 

Tuition Refund Plan

The Tuition Refund Plan, sponsored by A.W.G. Dewar, Inc., is designed to protect the family from the loss of funds paid for tuition, fees, and room and board should the student find it necessary to withdraw due to medical reasons. The Plan complements the Wellesley College refund policy and covers not only payments made by the student or parent, but also any loans and grants received. The cost of the Plan is based on the amount of tuition and fees or tuition, fees, room and board.  The 2013-2014 resident student option plan is $513.00 and the off-campus option is $392.00. You must enroll in the plan before the first day of classes for the semester.

Contact:
A.W.G. Dewar, Inc.
4 Batterymarch Park
Quincy, MA 02169
Tel: 617.774.1555
email: trp@dewarinsurance.com
www.tuitionrefundplan.com