Detailed Benefits

Here you will find more detailed benefit plan information. Be sure to review the Summary Plan Descriptions for Health and Welfare and the Retirement Plans before you enroll in the programs.

 

Maintain health for you and your family; protect your lifestyle:

Details can be found in the Summary Plan Description

I.Participation in the Plan

Employee Eligibility ........... 1
Dependant Eligibility for Medical and Dental Coverage ........... 2
How to Enroll in a Benefits Program ........... 3
Paying for Benefits You Elect...........5
When You May Change Your Benefit Elections ........... 8
When Your Participation Ends ........... 11
Leave of Absence and Sabbatical Coverage ........... 12

II. Benefit Programs for Participants

Medical Coverage (HMO and PPO) ...........16
Dental Coverage (Delta Dental Premier and DeltaCare) ...........19
Employee Assistance Plan (EAP) ...........21
Life Insurance (Basic, Contributory, Spouse) ...........21
Short Term Disability (STD) Insurance ...........24
Long Term Disability (LTD) Insurance ...........26
Long Term Care (LTC) Insurance ...........29
Flexible Spending Accounts (FSAs) ...........29

III. Your Rights As a Participant

Employee Retirement Income Security Act (ERISA)...........39
Health Insurance Portability and Accountability Act (HIPAA) ...........41
Consolidated Omnibus Budget Reconciliation Act (COBRA) ...........42
Family and Medical Leave Act (FMLA) ...........47
Newborns' and Mothers' Health Protection Act (NMHPA) ...........48
Woman's Health and Cancer Rights Act (WHCRA) ...........48
Qualified Medical Child Support Orders (QMSCOs) ...........49
Mental Health Party and Addiction Equity Act (MHPA) ...........49
Uniformed Services Employment and Reemployment Rights Act of 1994 (USERRA) ...........50
Grandfathered Plan Notice ...........50
How to File Claims and Appeals ...........51
Welfare Benefits Plan Administration ...........53

IV. Other Wellesley College Benefits Programs

Retirement Benefits for the College ...........56
Early Retiree Medical and Dental Benefits ...........56
Retiree Life Insurance Benefit ...........57
Other Benefits at Retirement ...........57

V. Where to Find Benefits Information

Customer Service Contacts and Benefits Information Online ...........58
Wellesley College Benefits Contact Information ...........59

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This booklet, together with the separate benefit booklets provided to you by Wellesley College that contain the specific details about your benefit coverage, constitutes the Summary Plan Description for the College Employee Welfare Benefit Plan, the Health Care Reimbursement Plan and the Dependent Care Reimbursement Account Plan. These separate booklets are available by accessing the links below.

Long Term Care Plan Summary

Retirement Benefits from the College - Faculty

Retirement Benefits from the College - Administration and Union Employees

 

   

Retirement Plan for Classified Office and Service Employees

 

Wellesley College Defined Contribution Retirement Plan

 

Liberty Mutual - auto and home insurance

Metro Credit Union

 

HR values and respects confidentiality.

 

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Of Interest

 

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Leadership Program
 

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Contact Us

Human Resources Office

Green Hall, Room 136
Wellesley College
106 Central Street
Wellesley, MA 02481

Phone: 781.283.3202
Fax: 781.283.3663
working@wellesley.edu