Detailed Benefits
Here you will find more detailed benefit plan information. Be sure to review the Summary Plan Descriptions for Health and Welfare and the Retirement Plans before you enroll in the programs.
Maintain health for you and your family; protect your lifestyle:
Details can be found in the Summary Plan Description
Employee Eligibility ........... 1
Dependant Eligibility for Medical and Dental Coverage ........... 2
How to Enroll in a Benefits Program ........... 3
Paying for Benefits You Elect...........5
When You May Change Your Benefit Elections ........... 8
When Your Participation Ends ........... 11
Leave of Absence and Sabbatical Coverage ........... 12
II. Benefit Programs for Participants
Medical Coverage (HMO and PPO) ...........16
Dental Coverage (Delta Dental Premier and DeltaCare) ...........19
Employee Assistance Plan (EAP) ...........21
Life Insurance (Basic, Contributory, Spouse) ...........21
Short Term Disability (STD) Insurance ...........24
Long Term Disability (LTD) Insurance ...........26
Long Term Care (LTC) Insurance ...........29
Flexible Spending Accounts (FSAs) ...........29
III. Your Rights As a Participant
Employee Retirement Income Security Act (ERISA)...........39
Health Insurance Portability and Accountability Act (HIPAA) ...........41
Consolidated Omnibus Budget Reconciliation Act (COBRA) ...........42
Family and Medical Leave Act (FMLA) ...........47
Newborns' and Mothers' Health Protection Act (NMHPA) ...........48
Woman's Health and Cancer Rights Act (WHCRA) ...........48
Qualified Medical Child Support Orders (QMSCOs) ...........49
Mental Health Party and Addiction Equity Act (MHPA) ...........49
Uniformed Services Employment and Reemployment Rights Act of 1994 (USERRA) ...........50
Grandfathered Plan Notice ...........50
How to File Claims and Appeals ...........51
Welfare Benefits Plan Administration ...........53
IV. Other Wellesley College Benefits Programs
Retirement Benefits for the College ...........56
Early Retiree Medical and Dental Benefits ...........56
Retiree Life Insurance Benefit ...........57
Other Benefits at Retirement ...........57
V. Where to Find Benefits Information
Customer Service Contacts and Benefits Information Online ...........58
Wellesley College Benefits Contact Information ...........59
This booklet, together with the separate benefit booklets provided to you by Wellesley College that contain the specific details about your benefit coverage, constitutes the Summary Plan Description for the College Employee Welfare Benefit Plan, the Health Care Reimbursement Plan and the Dependent Care Reimbursement Account Plan. These separate booklets are available by accessing the links below.
Retirement Benefits from the College - Faculty
Retirement Benefits from the College - Administration and Union Employees
Retirement Plan for Classified Office and Service Employees
- Wellesley College Pension Plan for Classified Office and Service
- Voluntary Retirement Plan Contributions (for union)
- Wellesley College Pension Plan for Classified Office and Service Employees - Annual Funding Notice 2012
- Wellesley College Pension Plan for Classified Office and Service Employees - Summary Plan Description
- Wellesley College Pension Plan for Classified Office and Service Employees - Summary of Material Modifications
- Safe Harbor Notice
Wellesley College Defined Contribution Retirement Plan
- Wellesley College 403(b) Retirement Plan (for faculty and staff)
- Investment Options Comparative Chart
- Summary of Plan Services and Costs
- Participant Disclosure information about plan expenses mailed to homes
- 2011 Summary Annual Report for Wellesley College 403 (B) Retirement Plan
- QDIA Notice 2012
- On-campus one-on-one Financial Planning counseling with TIAA- CREF
Liberty Mutual - auto and home insurance
