Insurance

Wellesley College Health Service offers care to all students regardless of your insurance coverage.

Wellesley College offers a Student Health Insurance Plan (SHIP) through our agent University Health Plans. The coverage is provided by Blue Cross Blue Shield.

All students including Davis Scholars, are required by Massachusetts State law to enroll in SHIP or be covered by a health insurance plan with comparable coverage. To ensure compliance, students are automatically enrolled in and billed for SHIP. 

The annual SHIP premium is $2,689.00 for the coverage period (8/15/19-8/14/20).

The SHIP includes a strong nationwide Preferred Provider Organization (PPO) network of providers. Highlights of the Plan include:

  • Prescription Drug Benefits – No Cap ~ Prescription Copay $20 / $35 / $55
  • Office Visit Copay for Specialists $15.00
  • Emergency Room $50.00 per visit
  • MRI, CT & PET Scans $50.00 for in network facilities

For more information about what's covered, see your benefits summary.

SHIP waiver:

If you currently have adequate health insurance, you can waive enrollment. Please note: not all plans provide cadequate coverage. If you are covered by an out of area or out of state HMO, EPO or Medicaid plan, your coverage may be limited or not available while at Wellesley College. Kaiser and Anthem Blue Cross Blue Sheild are popular out of area plans that do not provide coverage for non- emergency care in the Wellesley area. If you are covered by a high deductible health plan, please consider your out of pockets costs if/when care is utilized. Please confirm your plan's coverage for non- emergency care including behavioral health services in the Wellesley College area before submitting a waiver form. Health insurance plans that do not provide non- emergency care in the Wellesley College area are not eligible for a waiver. If you have any questions about the waiver process, please contact University Health Plans at (800) 437-6448 or info@univhealthplans.com.

  • Student FAQs explains the enrollment process, benefits and how the plan works.

Health Service submits claims for the Student Health Insurance Plan (SHIP) ONLY.

Health Service does not submit bills/ claims to non­ SHIP. Student are responsible for payment of their own bills. Students are encouraged to submit paid bills to their insurance plan for reimbursement. The initial billing statement for services rendered is sent electronically to the student’s (secure) portal. After 45 days (from billing date), all unpaid statements are posted to student’s Wellesley College student account, with a $5 service fee and subject to College billing procedures. For more details, please see our Billing Policy.